Fix Deposit Interest Rate w.e.f. 10.08.2026

Duration	Rate of Interest for Normal	Interest rates on single-receipt deposits ranging from above ₹15 lakh up to ₹50 lakh.	Interest: Rates applicable to senior citizens for single-receipt deposits exceeding ₹50 lakh.
7 Days to 45 Days	4.00%	4.00%	4.00%
46 Days to 90 Days	5.00%	5.00%	5.00%
91 Days to 180 Days	5.50%	5.50%	5.50%
181 Days to 364 Days	6.00%	6.00%	6.00%
1 year above up to 2 years	6.60%	6.85%	7.10%
2 years above up to 5 years	6.50%	6.75%	7.00%
5 years above up to 10 years	6.25%	6.50%	6.75%
Vijay Deposit 444 days	6.75%	7.00%	7.25%
Savings A/c	2.50%	2.50%	2.50%

 

Re-Investment - In this Scheme interest is Re-Invested and Compounded on Quarterly Basis.

Monthly Regular Income - In this Scheme interest is Paid on Monthly Basis.

Short Term - Earn Interest on Ideal money by depositing in this scheme duration i.e. 7 to 364 days.

Quarterly Income - In Scheme interest is paid on Quarterly Basis.

Bulk Deposit - Bulk Deposit of Rs. 15,00,000 and above attracts additional rate of interest

Auto Renew - Attractive auto renewal facility available for all deposits

Eligibility for additional rate - You can avail either Bulk Deposit or Senior Citizen benefit